Are There Benefits of Debt Settlement?

When debt happens, we’re here to help.

Can Debt Settlement Save You From Financial Ruin?

It’s happened to the best of us. You pay your bills as best you can. Some people have a little more left over at the end of the month, some have a little less, but all in all, bills get paid. 

Then the unexpected happens–loss of a job, medical bills, your kid comes home from college, your home springs a leak… life happens, and it happens all over the place. 

At this point, panic often sets in. You don’t just need a band aid to stop the money from hemorrhaging out of your bank account, you need a whole first aid kit. What you really need to know is how to budget your money to get back on track. 

Debt settlement can help, but it has its benefits and consequences. The question is, what are the benefits of debt settlement, and will those benefits work for you?

Benefits of Debt Settlement

Debt settlement isn’t a magic wand. It takes dedication to the cause–the debt repayment cause–for it to be useful. However, if you can make it work for you, the benefits are many.

One single payment

One of the hardest parts of being in debt is all the individual payments. Debt settlement pulls the individual credit accounts into a single account, with one, easy-to-manage, monthly program payment.

Positive effect on your credit score

While debt settlement doesn’t initially have a positive impact on your credit score, getting your debt paid off will, in the long term, have a positive effect. The alternatives, bankruptcy or further unpaid debt, will leave your credit in continued stress. Debt settlement gives you the opportunity to resolve your debt, and save money for your more important life events.

Faster debt repayment

Many debt settlement agreements can be closed out within two to four years. You make regular program payments and our negotiators go to work settling your accounts for less than you originally owed, so the debtor is paid off faster than they would have been paid without our program.

Save money

It’s hard enough when you are struggling to get the bills paid, without high interest rates making it tougher. You make your minimums monthly payments and rarely see your balances go down. Let us save you money by negotiating your balances down for you. Stop giving creditors your hard earned money and start saving for retirement, college tuitions, and a new home.

Choosing Financial Freedom

If you are struggling to make minimum monthly payments and conventional thinking has not helped, consider debt settlement. It may be the best option for you. Call 877-820-2954 to speak with one of our debt professionals today.

Why American Credit Card Solutions?

  • Honest approach
  • Will work within your budget
  • Experienced debt professionals working for you

Don't let debt ruin your life.

Stop the madness! Take advantage of a debt settlement program with American Credit Card Solutions. Stop the madness. The first step is a free, no obligation consultation with an experienced debt professional. Start today!