Resolve your debt today!

Step 1: Talk to one of our debt professionals

It’s free, it’s easy, and there’s no obligation to get your Debt Relief Evaluation. Submit the request form and one of our debt specialists will contact you directly to review your financial situation. Find out whether our program is the right solution for you. 

Step 2: Enroll in our debt settlement program

If you’re eligible for our program and decide it’s the best option for you, our professionals will get to work customizing the best plan for you. There are no upfront costs to get started.

Step 3: Make one affordable monthly program payment

Once the terms of the program are confirmed and everyone signs off on it, you make one monthly program payment to an FDIC-insured savings account you control.

Step 4: Watch our team negotiate for you

After you have put enough funds into your account, our team will begin negotiating on your behalf and settle your debt for less than you owe. Finally, you can relax and breathe a sigh of relief, knowing that your debt will go down at a manageable rate. As your creditors are paid off, they will report to the credit rating bureaus a zero balance due.

No Upfront Enrollment Costs: get started in our program for FREE with no fees or charges.

No Additional Monthly Charges: you pay one affordable program payment, that's it!

No-Risk 30-Day Trial: if you are not satisfied with our program, simply notify us that you would like to withdraw within 30 days of signing the program agreement. You will be entitled to receive all funds in your account, plus a full refund of all settlement fees paid to ACCS. After the 30-day period, should you wish to terminate the program, you are entitled to all funds in your account, minus any fees that ACCS has already earned from successful settlements that you have approved.

Is It Worth It?

Are you struggling to make the minimum payments on your debt? Are you considering bankruptcy as a potential way out of your mounting financial burden? If so, debt settlement may be the right option for you. Our debt settlement program is specifically tailored for people who are struggling to pay large amounts of unsecured debt (from things like credit cards or medical bills). It is not a solution for secured debts, such as a mortgage or auto loan.

Debt settlement is worth it if:

  • You owe $10,000 or more in unpaid debt
  • You can’t afford the current minimum monthly payments
  • Your credit is suffering due to unpaid debt
  • You’re trying to avoid bankruptcy
  • Experiencing financial hardships, such as unemployment, medical expenses or a death in the family