Request a free, no-obligation Debt Relief Evaluation.

We understand that everyone's financial situation is unique. Our debt specialists will help you put the pieces together and find the debt solution that is right for you. Submit the request form and you will be contacted directly by one of our professionals. Gain real knowledge that will help you make the best decision.

Get your debt savings estimate.

Review your customized proposal prepared by our debt professionals that includes your savings estimate. Decide if debt settlement or debt negotiation is the right solution for you. There are no upfront costs to get started in our program. In fact, you don't pay us anything until you see results first - it's part of our 100% Satisfaction Guarantee!


Enroll in our program.

If you decide our debt settlement program is the right solution for you, it’s time to put our professional negotiators to work. Our team’s negotiation skills are the missing piece of your financial puzzle; we work with your creditors to settle each account in a way you can afford.

See the big picture.

Never lose sight of the big picture. You don’t have to wonder how things are going or how far you have to go to finish the puzzle. Your dedicated program representative will provide you with consistent updates. You will also have access to your account information 24/7 through our online client portal.

No Upfront Enrollment Costs: get started in our program for FREE with no fees or charges.

No Additional Monthly Charges: you pay one affordable program payment, that's it!

No-Risk 30-Day Trial: if you are not satisfied with our program, simply notify us that you would like to withdraw within 30 days of signing the program agreement. You will be entitled to receive all funds in your account, plus a full refund of all settlement fees paid to ACCS. After the 30-day period, should you wish to terminate the program, you are entitled to all funds in your account, minus any fees that ACCS has already earned from successful settlements that you have approved.